Fixed Deposits

Fixed Deposits are one of the oldest and most common methods of investing. When it comes to assured returns, choosing the right type of savings scheme makes all the difference.

Fixed Deposits in companies that earn a fixed rate of return over a period of time are called Company Fixed Deposits.

Features and Benefits

Company Fixed Deposits offer comparatively higher returns than banks.
You can choose how frequently you want to receive your interest payments:

Company Fixed Deposits are non transferable that means there is no fear of FD receipt being stolen. In case it falls into wrong hands, it cannot be misused. Premature encashment of deposit is available any time subject to payment of prescribed penalty.

Diversify Risk

The deposits should be spread over a large number of companies engaged in different industries. This way, you’ll be able to diversify your risk among various industries/companies.

Wide Choices

Many companies operating in the Company Deposit market. This will help you decide whether to renew or reshuffle the deposit.

Attractive rates as applicable from time to time.

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At Excellent Wealth, we make investing simple, personal, and impactful. Founded by Mahesh Sharma, with over 30 years of experience, we help individuals, families, and professionals turn savings into long-term wealth.

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Risk Factors – Investments in Mutual Funds are subject to Market Risks. Read all scheme related documents carefully before investing. Mutual Fund Schemes do not assure or guarantee any returns. Past performances of any Mutual Fund Scheme may or may not be sustained in future. There is no guarantee that the investment objective of any suggested scheme shall be achieved. All existing and prospective investors are advised to check and evaluate the Exit loads and other cost structure (TER) applicable at the time of making the investment before finalizing on any investment decision for Mutual Funds schemes. We deal in Regular Plans only for Mutual Fund Schemes and earn a Trailing Commission on client investments. Disclosure For Commission earnings is made to clients at the time of investments. Option of Direct Plan for every Mutual Fund Scheme is available to investors offering advantage of lower expense ratio. We are not entitled to earn any commission on Direct plans. Hence we do not deal in Direct Plans.

AMFI Registered Mutual Fund Distributor | ARN- 341253 | Date of initial Registration: 23 Sep 2025 | Current validity: 22 Sep 2028